Top Fintech News Around the World — 2026-07-31

TLDR: A funding-heavy day closing out July. Method launched Portfolio Intelligence for continuous post-origination borrower monitoring. Provable Markets landed a Schwab-led Series B for securities finance modernization. Aperture led a $300M asset-based facility with Avant. Curant.ai raised $3.1M for AI-powered insurance claims. Strivve secured CUSO-backed funding for card-on-file infrastructure. PEX raised $160M for corporate payments automation. Augustus raised $180M at $1B to build a clearing bank for the AI/stablecoin era. In Asia, Zepto delayed its IPO with a 30%+ valuation cut, Indonesia's Brick entered talks to sell a majority stake, and KPay received MAS in-principle approval for an MPI licence in Singapore.

TLDR

Method Portfolio Intelligence — Post-origination borrower monitoring across 90+ financial health signals. Pilot: +40% debt consolidation, $4K avg savings per borrower.
Provable Markets Schwab-led Series B — Securities finance ATS handling $30T+/month. Schwab leads, DTCC invests. Modernizing $173T+ market.
Aperture $300M Avant facility — Asset-based financing for consumer credit. Avant: 4.5M customers, $16.8B total credit. Institutional private credit meets fintech lending.
Curant.ai $3.1M seed — AI-powered insurance claims platform. "Humans First" philosophy: AI augments, doesn't replace claims professionals.
Strivve CUSO-backed raise — Card-on-file for 100M accounts. No VC/PE — backed by credit union ecosystem. Extending to agentic commerce.
PEX $160M — Corporate payments and finance automation. Growing demand for digitized business finance operations.
Augustus $180M at $1B — Building clearing bank for stablecoin/AI era. Conditional OCC charter. Tiger Global leads. Reimagining correspondent banking.
Zepto delays IPO — 🇮🇳 $105M pre-IPO at $4-4.5B (down from $7B). 30%+ valuation cut. Competition from Amazon/Flipkart intensifies.
Brick in talks for sale — 🇮🇩 Indonesian open banking fintech in talks to sell majority stake to Australian firm. SE Asia consolidation.
KPay MAS in-principle approval — 🇸🇬 MPI licence for merchant acquisition, domestic/cross-border transfers. 10K+ Singapore merchants.

Top-10 notes

#	Title	Region
1	Method Launches Portfolio Intelligence for Lenders — 90+ Financial Health Signals, Post-Origination Monitoring	US
2	Provable Markets Lands Schwab-Led Series B to Scale Aurora ATS — $30T Monthly Order Volume in Securities Finance	US
3	Aperture Investors Leads $300M Asset-Based Facility With Avant for Consumer Credit Expansion	US
4	Curant.ai Raises $3.1M Seed for AI-Powered Insurance Claims Platform — 'Humans First, Better Outcomes Follow'	US
5	Strivve Secures Chartway Ventures as Lead Investor in Final CUSO-Backed Capital Raise — Card-on-File for 100M Accounts	US
6	PEX Secures $160M to Expand Corporate Payments and Finance Automation Platform	US
7	Augustus Raises $180M at $1B Valuation to Build a Clearing Bank for the AI and Stablecoin Era	US
8	Zepto Delays IPO, Looks to Raise $105M Pre-IPO at 30%+ Lower Valuation — India Quick Commerce Cools	Asia (India)
9	Indonesia's Brick in Talks to Sell Majority Stake to Australian Fintech Firm — Open Banking Consolidation	Asia (Indonesia)
10	KPay Secures MAS In-Principle Approval for Major Payment Institution Licence in Singapore	Asia (Singapore)

Follow-up reference notes

#	Title	Seed Question
1	REF: Method's Portfolio Intelligence — How Continuous Post-Origination Monitoring Is Reshaping Consumer Lending	How does Method's Portfolio Intelligence change the economics of consumer lending by enabling continuous borrower monitoring after origination?
2	REF: Provable Markets and the Modernization of Securities Finance Infrastructure	How is Provable Markets modernizing the $173T+ securities finance market, and what does the Schwab-led Series B signal?
3	REF: Aperture and Avant — How Asset-Based Financing Is Powering the Next Wave of Consumer Credit	How does asset-based financing work for consumer lending fintechs, and what does the Aperture-Avant $300M facility tell us?
4	REF: Strivve and the CUSO-Backed Model — Building Fintech Infrastructure Outside the VC Treadmill	How does Strivve's CUSO-backed capital model differ from traditional VC/PE fintech funding?
5	REF: Augustus — Building the Clearing Bank for the Stablecoin and AI Era	How is Augustus reimagining correspondent banking for the stablecoin era?
6	REF: PEX and the Corporate Spend Management Boom — $160M Raise Signals Continued Demand for Finance Automation	What is driving the continued growth of corporate spend management platforms?
7	REF: Zepto's IPO Delay and the Cooling of India's Quick Commerce Sector	What does Zepto's 30%+ valuation cut and IPO delay reveal about India's quick commerce sector?
8	REF: Brick and the Consolidation of Southeast Asia's Open Banking Infrastructure	What does Brick's potential majority stake sale tell us about consolidation in SE Asia's open banking sector?

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