Summary
Natural, the company building the foundational payments stack for AI agents, announced a credit facility of up to $100 million from Upper90 Capital Management. The financing gives Natural additional capacity to support the growing capital needs of its payments and credit products as AI agents become increasingly active participants in the global economy. The facility follows more than $40 million in equity raised by Natural from investors including Forerunner, Human Capital, Abstract, Bridge, Brex, Mercury, Privy, Vercel, Notion, Increase, Unit, Figure, and others.
Key Facts
- Credit facility up to $100 million from Upper90 Capital Management
- Gives Natural capacity to support payments and credit products for AI agents
- Upper90 financing follows more than $40 million in equity raised by Natural
- Investors: Forerunner, Human Capital, Abstract, Bridge, Brex, Mercury, Privy, Vercel, Notion, Increase, Unit, Figure, and others
- Natural builds vertically across the payments stack for AI agents: move money, access capital, accept payments, transact programmatically
- CEO/co-founder Kahlil Lalji: "We believe agents will become the primary financial actors of the global economy"
- Upper90 MD Dallin Rosdahl: "Agentic payments are about to reshape how commerce happens"
- Wallet Account and banking services provided by Column N.A., Member FDIC
- Natural raised a $30 million Series A earlier (led by Forerunner's Kirsten Green)
Why It Matters
Natural's $100 million credit facility highlights the capital intensity of building payments infrastructure for AI agents, where credit must be extended before cash settles. As AI agents become active economic participants, the demand for agentic credit and payment rails is expected to outpace traditional human-led payments. The facility signals growing investor conviction that agentic payments will reshape commerce, and that specialized infrastructure and capital are needed to support it.