Summary
Natural has raised a $30 million Series A led by Kirsten Green at Forerunner, with continued participation from all major investors, bringing the company's total funding to more than $40 million. The round was raised when the company was just 193 days old. Natural is building the foundational payments stack for AI agents, on the premise that agents are becoming financial actors that will hold and move money, request and accept payments, make purchases, pay invoices, and transact across currencies, banks, networks and payment rails.
The company is building 13 products in total. Six hit general availability now: Wallets (FDIC-insured wallets for agents), Vaults (one-way accounts), Pay (send money), Request (collect money), Transfer (move funds between internal/external accounts), and Connect (build platforms and marketplaces on Natural). Voice, Accept and Cards are rolling out over coming months, and Q4 will bring Charge, Credit, Direct and Billing.
Natural builds and operates the primitives directly: ledgering, money movement, multi-bank settlement, multi-currency, fraud & compliance, agent identity & observability. CEO Kahlil Lalji argues the shift from human-executed payments to agent-executed payments is already underway, and that the question is not whether agents will move money but who builds the infrastructure that makes agentic payments safe, reliable, compliant and useful at scale. The company has 17 employees and was started 342 days ago by Lalji and co-founders Eric Wang and Walt Leung.
Key Facts
- $30M Series A led by Kirsten Green at Forerunner; total funding now $40M+.
- Round raised when the company was 193 days old; company started 342 days ago.
- Co-founders: Kahlil Lalji (CEO), Eric Wang, Walt Leung; 17 employees.
- Building 13 products; 6 now GA: Wallets, Vaults, Pay, Request, Transfer, Connect.
- Coming months: Voice, Accept, Cards; Q4: Charge, Credit, Direct, Billing.
- Wallets are FDIC-insured wallets for agents; Vaults are one-way (agents move money in, never out).
- Operates primitives directly: ledgering, money movement, multi-bank settlement, multi-currency, fraud & compliance, agent identity & observability.
- Notable backers: Y Combinator (Pete Koomen), Notion co-founder Akshay Kothari, Brex CBO Art Levy, Jake & Logan Paul (Antifund), Privy, Increase, Browserbase, HappyRobot CEOs.
Why It Matters
Agentic payments is the infrastructure layer being built for a future in which AI agents transact autonomously. Natural's bet — owning the entire stack rather than stitching together banking partners — reflects a conviction that safe, compliant agent money movement requires direct control of ledgering, identity, fraud and settlement. The speed of the raise (a Series A in under 200 days) signals how hot the agentic-payments category has become.
The thesis connects to a broader theme visible across fintech this week: programmable, always-on money rails (Augustus's clearing bank, Open USD's stablecoin distribution). If AI agents become meaningful financial actors, they will need infrastructure that responds at machine speed — and the companies building that layer now are positioning to own a foundational rail of the next payments era.