Summary
Nopan, an Amsterdam-based payment performance platform for account and wallet payments, raised €7.2 million to date including a new round led by Newion, with follow-on investment from Crane and Seedcamp. Founded by former Netflix payments leaders Konstantin Surkov and Nick Ryabov, Nopan is building the optimization layer that enables account and wallet payments to match the performance and reliability of traditional card networks.
Account and wallet payments are gaining momentum across Europe, from emerging pan-European initiatives like Wero to established local payment methods. Nopan's infrastructure helps digital businesses and Payment Service Providers increase conversion rates, reduce payment costs, and optimize routing, bank connectivity, and operational performance. The company secured its De Nederlandsche Bank license in Q4 2025 and became a Principal Member of the European Payments Initiative (EPI), the organization behind Wero.
Key Facts
- €7.2M total funding; new round led by Newion with Crane and Seedcamp
- Founded by Konstantin Surkov and Nick Ryabov (former Netflix payments leaders)
- Platform: optimization layer for account and wallet payments
- Focus: conversion rate improvement, payment cost reduction, operational performance
- DNB license secured Q4 2025
- Principal Member of European Payments Initiative (EPI) — Wero
- Target customers: digital businesses, Payment Service Providers across Europe
- Addresses gap: launching payment methods is easy, making them perform at scale is hard
- Competing with card network reliability expectations for alternative payment methods
Why It Matters
Nopan addresses a critical infrastructure gap in European payments. As account-to-account and wallet payments (like Wero) gain regulatory and commercial momentum, the infrastructure to make them perform at card-level reliability is still emerging. Nopan's merchant-side perspective — built by former Netflix payments leaders who experienced these challenges first-hand — positions it to become a category leader in the next phase of European payments. The DNB license and EPI membership give it regulatory and network credibility.