Summary
Shanghai Commercial Bank, HashKey Exchange (Hong Kong's largest licensed digital asset exchange), and Visa officially launched one of Asia's first bank and licensed digital asset exchange co-branded Visa credit cards. The Shanghai Commercial Bank HashKey Visa Signature Credit Card integrates traditional finance and digital assets on a single card, available exclusively to HashKey Exchange members.
The card features "Customizable Crypto Rewards" — cardholders earn reward points on everyday spending that are automatically converted into HashKey HKD Cash Vouchers monthly, which can be used to trade preferred cryptocurrencies on HashKey Exchange or offset transaction fees. During the promotion period, eligible customers can earn up to 4% rewards and receive a welcome gift of up to HK$1,200 in vouchers. The card features a distinctive lighting design that illuminates during contactless payments, symbolizing the fusion of traditional finance and digital assets.
Key Facts
- One of Asia's first bank + licensed digital asset exchange co-branded Visa cards
- Partners: Shanghai Commercial Bank, HashKey Exchange, Visa
- Card: Shanghai Commercial Bank HashKey Visa Signature Credit Card
- Available exclusively to HashKey Exchange members
- Customizable Crypto Rewards: points → HashKey HKD Cash Vouchers → crypto trading
- Up to 4% rewards during promotion period
- Welcome gift: up to HK$1,200 in vouchers or HK$1,000 free spending credit
- Distinctive lighting design during contactless payments
- HashKey: Hong Kong's largest licensed exchange (ranked 11th on CoinGecko)
- SFC-licensed: Type 1 (Dealing in Securities) and Type 7 (Automated Trading Services)
- ISO 27001 and ISO 27701 certified
Why It Matters
This co-branded card is a milestone for Hong Kong's fintech ecosystem — one of the first concrete examples of a traditional bank, a licensed crypto exchange, and a global payment network collaborating on a retail product. The "Customizable Crypto Rewards" model allows consumers to earn crypto through everyday spending without needing to understand blockchain mechanics. The card signals that Hong Kong's regulatory framework for digital assets is mature enough to support mainstream financial products that bridge traditional and digital finance.